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Wage garnishment is a legal process in which some percentage of your earning’s are withheld by an employer for the re-payment of debt undertaken by you. Nowadays most of the wage garnishments are being made by court’s order. Many other wage assignment exist which are completely legal and are being used by state tax collection agency and IRS for the purpose of collection of unpaid taxes and there are federal agency administrative garnishments for collection of non-tax debts owed to the federal government.